TERMS AND CONDITIONS

BRIpoin is a loyalty program aimed at all BRI customers (BritAma, Simpedes, E-Banking, Debit Cards and Credit Cards). Enjoy a variety of attractive vouchers by collecting points at every moment of your transaction with BRI.

VALIDITY OF BRIPOIN
GENERAL REQUIREMENTS
  1. Points from the BRIPoin program are BRIPoin
  2. Customer banking activities that are calculated as points on the BRIPoin Program are for BritAma Savings, Operational Accounts, e-banking, Credit Cards, and their transactions.
  3. BRI savings products that can earn points are specifically for individual savings both in rupiah and in foreign currencies, with the main types of savings that must be owned by the Customer namely BritAma, BritAma business, Junio, BritAma plans and/or additional savings products or other specified savings by BRI
  4. Credit Card products that can earn points are specifically for BRI Touch, Easy Card, BRI Platinum Mastercard and JCB credit cards, Co-branding, Pertamina and/or other credit card products determined by BRI.
  5. E-banking products that can earn points are specifically for e-banking such as BRIMo, Internet Banking, Mobile Banking, SMS Notifications and / or other e-banking products determined by BRI.
  6. Points are calculated based on the Customer Identification File (CIF) per Customer or the accumulation of all Customer products if the customer has more than 1 (one) BRI product.
  7. If there are differences in data on the BRIPoin calculation recorded by the Customer and those recorded in the BRI system, what can be used as a reference is the point calculation data in the BRI system.
  8. BRIPoin that are not exchanged (redeem) will be accumulated with BRIPoin obtained later until the point expiry deadline.
  9. Banking activities undertaken by customers to collect points following the applicable provisions per each activity carried out, such as the terms of account opening, e-channel activation, and others.
  10. This program does not change the provisions of other banking activities in BRI
  11. Customers remain subject to and comply with the terms and conditions relating to banking activities determined by BRI, including applicable laws and regulations
  12. BRI can make changes at any time related to the terms and conditions, which BRI will then inform all Customers in the form and manner determined by BRI
  13. Decisions, provisions, and amendments to the provisions made by BRI cannot be contested.
PRODUCT CRITERIA

BASIC CALCULATIONS OF BRIPOIN CALCULATIONS
BRIPOIN EXCHANGE

CATEGORY OF PRIZES

PARTICIPATION IN BRIPOIN PROGRAM
  1. Customers are asked to register on the website www.bripoin.bri.co.id to participate in this program.
  2. All BRI products and services owned by customers will be automatically registered to earn points.
  3. If products and / or services that are owned by customers do not match the data on BRIPoin, the customer is required to confirm or update the data to the BRI Branch Office.
  4. To get BRIPoin, customers must follow the conditions in getting points.
  5. Program participation will automatically end if the customer no longer has an account at BRI and/or the customer dies and/or the customer is declared not entitled to collect or exchange points by BRI for committing fraud in collecting BRIPoin or violating other banking regulations. In this case, BRI is fully entitled to cancel the customer's participation in this program.
FAILURE OR BREACH
  1. BRI has the right to refuse, cancel the redeem BRIPoin or temporarily block the BRIPoin account of customers who commit violations/omissions such as customer BRIPoin indicated obtained from unnatural transactions.
  2. Every refusal, cancellation of gift redemption or blocking BRIPoin accounts will be notified by BRI to customers in the form and manner determined by BRI
  3. If the customer is legally and convincingly proven that the BRIPoin points of the Customer were obtained from an incorrect/improper transaction. Then BRI has the right to declare the Customer has committed negligence/violation and BRI has the right to terminate the participation of the customer in the BRIPoin program.
COMPLAINTS HANDLING

OTHERS
  1. Details about the BRIPoin program can be seen at www.bripoin.bri.co.id
  2. These terms and conditions are an inseparable unity with the provisions and information submitted by BRI including through other media such as letters, posters, flyers, and others.
  3. Points that have been redeemed cannot be cancelled
  4. Prizes that have been selected cannot be returned or exchanged for cash or other prizes.
  5. Customers are required to maintain the confidentiality and security of customers BRI accounts including electronic devices and communications used by customers to access BRI accounts.
  6. BRI has the right to carry out maintenance activities and or changes in technical specifications and access to BRIPoin.
  7. All losses and/or claims arising as a result of negligence and/or negligence of the Customer in maintaining the security of BRIPoin account passwords and supporting devices used by the Customer to access BRIP oin accounts so that they can be used by irresponsible parties and cause financial losses are is the customer's responsibility.
  8. Product and/or transaction terms and conditions and/or others not regulated in these terms and conditions will follow the terms and conditions that apply to each product/transaction.
  9. In managing the BRIPoin program. PT. Bank Rakyat Indonesia (Persero) Tbk. in collaboration with PT. Gift Management Indonesia (Giift).