CRITERIA FOR EARNING OF BRIMO FSTVL POINTS
ABOUT BRIPOIN
BRIPoin is a loyalty program aimed at all BRI Bank customers (BriAma, Simpedes, E-Banking, Debit Cards and Credit Cards). Multiply your Points from all types of transactions at Bank BRI and exchange points for various attractive vouchers and lucky draw coupons.
HOW TO EARN BRIPOIN
- Average Balance IncreaseCustomers will get points for each increase in the average balance compared to the previous month. The higher the balance increase tiering, the higher the customer point multiplier factor will be. With these criteria, it is expected to stimulate customers to actively save and transact using BRI Savings or Giro accounts. The details and simulation calculations are as follows:
- CRITERIA POINTS INCREASING THE AVERAGE BALANCE OF SAVINGS“For every increase in the average balance of IDR 100,000 compared to the previous month, customers will get from 2 points. The higher the tiering of increasing balances and the average customer balance, the greater the point multiplier factor”
Tiering the increase in the average SAVING balance |
Point multiplier for every IDR 100,000 increase |
< Rp 2 Million |
0 |
Rp 2 Million < Rp 10 Million |
2 |
Rp 10 Million < Rp 25 Million |
4 |
Rp 25 Million < Rp 250 Million |
6 |
>= Rp 250 Million |
8 |
- CRITERIA POINTS INCREASING THE AVERAGE GIRO BALANCE“For every increase in the average balance of IDR 1,000,000 compared to the previous month, customers will get from 10 points. The higher the tiering of increasing balances and the average customer balance, the greater the point multiplier factor”
Tiering the increase in the average GIRO balance |
Point multiplier for every IDR 1,000,000 increase |
< Rp 20 Million |
0 |
Rp 20 Million < Rp 100 Million |
10 |
Rp 100 Million < Rp 250 Million |
20 |
Rp 250 Million < Rp 2,5 Million |
30 |
>= Rp 2,5 Milyar |
40 |
- Simulation 1Average balance of customers' BriAma Savings in August 2023: IDR 10 million. Average customer balance in September 2023: IDR 40 million. So that the increase in the average balance is IDR 30 million. Then the points earned by the customer are: IDR 30 million / IDR 100 thousand x 6 points = 1,800 points
- Simulation 2Average customer demand deposit balance in August 2023: IDR 100 million. Average customer balance in September 2023: IDR 400 million. So that the increase in the average balance is IDR 300 million. Then the points earned by the customer are: IDR 300 million / IDR 1 million x 30 points = 9,000 points
- Maintain Average BalanceCalculated based on the average balance of BritAma Savings, Simpedes, Giro every month. Points awarded for this criterion are not multiplier (multiples apply) with the aim of maintaining BRI's existing CASA portfolio, while the calculation details are as follows:
- BRI Savings
Customer Type : Individu
Group Product : BritAma & Simpedes
Average balance per month SAVINGS |
Points earned |
< Rp 10 Million |
0 |
Rp 10 Million < Rp 25 Million |
200 |
Rp 25 Million < Rp 250 Million |
500 |
>= Rp 250 Million |
5000 |
- Giro
Customer Type : Individu
Group Product : Giro BRI
Average balance per month SAVINGS |
Point Earn |
< Rp 100 Million |
0 |
Rp 100 Million < Rp 1 Billion |
1000 |
Rp 1 Billion < Rp 5 Billion |
5000 |
>= Rp 5 Billion |
10000 |
- Simulation 1The average balance of customers' BritAma Savings in August 2023: IDR 50 million, so customers get 500 maintenance points for the average balance in August. Customer average balance in September 2023: IDR 10 million, so the customer gets 200 maintenance points for the average balance in September.
- Simulation 2Average customer demand deposit balance in August 2023: Rp. 5 billion, so on the average August balance, the customer gets 10,000 points. Average customer balance in September: Rp. 200 million, then on the average September balance, the customer will get 1,000 points.
- Opening CASAPoint given 1x for opening a new account with the following details:
- Simulation 1The customer opens a BritAma account in September 2023. The points earned by the customer are: Account x 5,000 points = 5,000 points
- E-Banking BRI TransactionE-Banking transactions with details of points earned as in the following table:
Fitur |
IB, BRIMO, IBBIZ |
Purchase |
60 |
payment |
60 |
*) Minimum transaction IDR 50,000
-
BRI E-Banking Financial RegistrationRegistering at BRImo, the customer will get: 50 Points
- Shopping Transactions with BRI Debit CardsDoing Debit Card transactions at BRI Collaboration Merchants Offline or Online with a minimum transaction of IDR 250,000 (two hundred and fifty thousand rupiah) and multiples do not apply, the customer will get: 20 Points
- Simulation 1The customer makes a transaction using a BRI debit card at BRI EDC worth IDR 500,000, so the points the customer gets are: BRI Debit Card Transactions: 20 points
- Shopping Transactions with BRI Credit CardsCustomers will get 10 BRI Points every time they make a transaction with a multiple of IDR 100,000. However, for certain types of cards, multiples of 2 to 3 times BRI Points apply when transacting at certain categories of merchants, including:
-
Card Type |
Point Collected |
MCC |
Visa Infinite |
30X BRIPoin |
Resto |
JCB Platinum |
20X BRIPoin |
Airline, Travel, & Non – IDR |
JCB Platinum |
20X BRIPoin |
Airline, Hotel, Car Rental, & Golf |
Other Cards |
10X BRIPoin |
All MCCs |
World Acces |
20x BRIPoin |
Hotel, Airlines & Travel |
- Simulation :
1) The customer makes a transaction using the BRI Touch Debit Card at MCC Resto worth IDR 500,000, so the points that the customer gets are: BRI Touch Credit Card Resto Transactions: 50 points
2) The customer makes a transaction using the BRI JCB Platinum Credit Card at MCC Airline worth IDR 500,000, so the points the customer gets are: Airline Transaction JCB Platinum Credit Card: 100 points
How To Redeem BRIPOIN
BRIPoin customers can register and redeem points, among others, as follows:
- Through the BRIMO
- Through the customer portal bripoin.bri.co.id
- Through another channel which will be developed in stages
KRITERIA PEMBENTUKAN POIN BRIMO FSTVL
TENTANG BRIPOIN
BRIPoin adalah program loyalitas yang ditunjukan untuk seluruh Nasabah Bank BRI (BriAma, Simpedes, E-Banking, Kartu Debit dan Kartu Kredit). Perbanyak Poin Anda dari segala jenis transaksi di Bank BRI dan tukar poin dengan beragam voucher menarik dan kupon undian berhadiah.
CARA PEROLEHAN BRIPOIN
- Peningkatan Ratas SaldoNasabah akan mendapatkan poin untuk setiap peningkatan rata-rata saldo dibanding bulan sebelumnya. Semakin tinggi tiering peningkatan saldo, maka faktor pengali poin nasabah akan semakin tinggi. Dengan kriteria ini, diharapkan dapat menstimulasi nasabah untuk aktif menabung dan bertransaksi menggunakan rekening Tabungan atau Giro BRI. Adapun rincian dan simulasi perhitungan sebagai berikut :
- KRITERIA POIN PENINGKATAN RATA-RATA SALDO TABUNGAN“Setiap peningkatan rata-rata saldo sebesar Rp 100.000 dibanding bulan sebelumnya, nasabah akan mendapatkan mulai dari 2 poin. Semakin tinggi tiering peningkatan saldo dan rata-rata saldo nasabah maka faktor pengali poin akan semakin besar”
Tiering peningkatan rata-rata saldo TABUNGAN |
Pengali Poin untuk setiap peningkatan Rp 100.000 |
< Rp 2 juta |
0 |
Rp 2 juta s.d < Rp 10 juta |
2 |
Rp 10 juta s.d < Rp 25 juta |
4 |
Rp 25 juta s.d < Rp 250 juta |
6 |
>= Rp 250 juta |
8 |
- KRITERIA POIN PENINGKATAN RATA-RATA SALDO GIRO“ Setiap peningkatan rata-rata saldo sebesar Rp 1.000.000 dibanding bulan sebelumnya, nasabah akan mendapatkan mulai dari 10 poin. Semakin tinggi tiering peningkatan saldo dan rata-rata saldo nasabah maka faktor pengali poin akan semakin besar”
Tiering peningkatan rata-rata saldo GIRO |
Pengali Poin untuk setiap peningkatan Rp 1.000.000 |
< Rp 20 juta |
0 |
Rp 20 juta s.d < Rp 100 juta |
10 |
Rp 100 juta s.d < Rp 250 juta |
20 |
Rp 250 juta s.d < Rp 2,5 Milyar |
30 |
>= Rp 2,5 Milyar |
40 |
- Simulasi 1Saldo rata-rata Tabungan BriAma nasabah pada bulan Agustus 2023 : Rp 10 juta. Saldo rata-rata nasabah pada bulan September 2023 : Rp 40 juta. Sehingga penigkatan rata-rata saldo adalah sebesar Rp 30 juta. Maka poin yang didapat oleh nasabah adalah : Rp 30 juta / Rp 100 ribu x 6 poin = 1.800 poin
- Simulasi 2Saldo rata-rata Giro nasabah pada bulan Agustus 2023 : Rp 100 juta. Saldo rata-rata nasabah pada bulan September 2023 : Rp 400 juta. Sehingga penigkatan rata-rata saldo adalah sebesar Rp 300 juta. Maka poin yang didapat oleh nasabah adalah : Rp 300 juta / Rp 1 juta x 30 poin = 9.000 poin
- Menjaga /Maintain Ratas SaldoDihitung berdasakan rata-rata saldo Tabungan BritAma, Simpedes, Giro setiap bulannya. Pemberian poin pada kriteria ini tidak bersifat multiplier (berlaku kelipatan) dengan tujuan untuk menjaga existing potofolio CASA BRI, adapun rincian perhitungan sebagai berikut :
- Tabungan BRI
Jenis Nasabah : Individu
Group Product : BritAma & Simpedes (detail product type terlampir)
Rata-rata saldo per bulan TABUNGAN |
Poin yang didapatkan |
< Rp 10 juta |
0 |
Rp 10 juta s.d < Rp 25 juta |
200 |
Rp 25 juta s.d < Rp 250 juta |
500 |
>= Rp 250 juta |
5000 |
- Giro
Jenis Nasabah : Individu
Group Product : Giro BRI
Rata-rata saldo per bulan TABUNGAN |
Poin yang didapatkan |
< Rp 100 juta |
0 |
Rp 100 juta s.d < Rp 1 Milyar |
1000 |
Rp 1 Milyar s.d < Rp 5 Milyar |
5000 |
>= Rp 5 Milyar |
10000 |
- Simulasi 1Saldo rata-rata Tabungan BritAma nasabah pada bulan Agustus 2023 : Rp 50 juta maka nasabah mendapatkan poin maintain sebanyak 500 poin atas ratas saldo bulan Agustus. Saldo rata-rata nasabah pada bulan September 2023 : Rp 10 juta, maka Nasabah mendapatkan poin maintain sebanyak 200 poin atas ratas saldo bulan September.
- Simulasi 2Saldo rata-rata Giro nasaah pada bulan Agustus 2023 : Rp 5 Milyar, maka atas ratas saldo Agustus tersebut Nasabah mendaptkan 10.000 poin. Saldo rata-rata nasabha pada bulan September : Rp 200 juta, maka atas ratas saldo September tersebut Nasabah mendapatkan 1.000 poin.
- Pembukaan Rekening CASAPoin diberikan 1x atas pembukaan rekening baru dengan rincian sebagai berikut :
- Simulasi 1Nasabah membuka rekening BritAma pada bulan September 2023 Maka poin yang didapat oleh nasabah adalah : Rekening x 5.000 poin = 5.000 poin
- Transaksi E-Banking BRIMelakukan transaksi E-Banking dengan rincian perolehan poin sebagaimana pada tabel berikut:
Fitur |
IB, BRIMO, IBBIZ |
Pembelian |
60 |
Pembayaran |
60 |
*) Minimal Transaksi Rp. 50.000
-
Registrasi Finansial E-Banking BRIMelakukan Registrasi Di BRImo Maka nasabah akan memperoleh : 50 Poin
- Transaksi Belanja dengan Kartu Debit BRIMelakukan transaksi Kartu Debit di Merchant Kerjasama BRI secara Offline atau Online dengan minimal transaksi Rp 250.000,- (dua ratus lima puluh ribu rupiah) dan tidak berlaku kelipatan maka nasabah akan mendapatkan : 20 Poin
- Simulasi 1Nasabah melakukan transaksi menggunakan kartu debit Bri di EDC BRI senilai Rp 500.000, maka poin yang di dapat nasabah adalah : Transaksi Kartu Debit BRI : 20 poin
- Transaksi Belanja dengan Kartu Kredit BRINasabah akan mendapatkan 10 BRI Poin tiap kali melakukan transaksi dengan kelipatan Rp 100.000. Namun, untuk tipe kartu tertentu berlaku kelipatan 2 hingga 3 kali BRI Poin apabila bertransaksi di merchant-merchant kategori tertentu, antara lain :
-
Card Type |
Point Collected |
MCC |
Visa Infinite |
30X BRIPoin |
Resto |
JCB Platinum |
20X BRIPoin |
Airline, Travel, & Non – IDR |
JCB Platinum |
20X BRIPoin |
Airline, Hotel, Car Rental, & Golf |
Other Cards |
10X BRIPoin |
All MCCs |
World Acces |
20x BRIPoin |
Hotel, Airlines & Travel |
- Simulasi :
1) Nasabah melakukan transaski menggunakan Kartu Debit BRI Touch di MCC Resto senilai Rp 500.000, maka poin yang di dapat nasabah adalah : Transaksi Resto Kartu Kredit BRI Touch : 50 poin
2) Nasabah melakukan transaksi menggunakan Kartu Kredit BRI JCB Platinu di MCC Airline senilai Rp 500.000, maka poin yang di dapat nasabah adalah : Transaksi Airline Kartu Kredit JCB Platinum : 100 poin
CARA PENUKARAN BRIPOIN
Nasabah BRIPoin dapat melakukan registrasi dan redeem poin anatara lain sebagai berikut:
- Melalui BRIMO
- Melalui customer portal bripoin.bri.co.id
- Melalui channel lainnya yang akan dikembangkan kemudian secara bertahap