CRITERIA FOR EARNING OF BRI POINTS

ABOUT BRIPOIN

BRIPoin is a loyalty program aimed at all BRI Bank customers (BritAma, Simpedes, E-Banking, Debit Cards and Credit Cards). Multiply your Points from all types of transactions at Bank BRI and exchange points for various attractive vouchers and lucky draw coupons.

HOW TO EARN BRIPOIN

  • Average Balance IncreaseCustomers will get points for each increase in the average balance compared to the previous month. The higher the balance increase tiering, the higher the customer point multiplier factor will be. With these criteria, it is expected to stimulate customers to actively save and transact using BRI Savings or Giro accounts. The details and simulation calculations are as follows:
    • CRITERIA POINTS INCREASING THE AVERAGE BALANCE OF SAVINGS“For every increase in the average balance of IDR 100,000 compared to the previous month, customers will get from 1 points. The higher the tiering of increasing balances and the average customer balance, the greater the point multiplier factor”
      Tiering the increase in the average SAVING balance Point multiplier for every IDR 100,000 increase
      < Rp 2 Million 0
      Rp 2 Million < Rp 10 Million 1
      Rp 10 Million < Rp 25 Million 2
      Rp 25 Million < Rp 250 Million 3
      >= Rp 250 Million 4
    • CRITERIA POINTS INCREASING THE AVERAGE GIRO BALANCE“For every increase in the average balance of IDR 1,000,000 compared to the previous month, customers will get from 10 points. The higher the tiering of increasing balances and the average customer balance, the greater the point multiplier factor”
      Tiering the increase in the average GIRO balance Point multiplier for every IDR 1,000,000 increase
      < Rp 20 Million 0
      Rp 20 Million < Rp 100 Million 10
      Rp 100 Million < Rp 250 Million 20
      Rp 250 Million < Rp 2,5 Million 30
      >= Rp 2,5 Milyar 40
    • Simulation 1Average balance of customers' BritAma Savings in August 2023: IDR 10 million. Average customer balance in September 2023: IDR 40 million. So that the increase in the average balance is IDR 30 million. Then the points earned by the customer are: IDR 30 million / IDR 100 thousand x 3 points = 900 points
    • Simulation 2Average customer demand deposit balance in August 2023: IDR 100 million. Average customer balance in September 2023: IDR 400 million. So that the increase in the average balance is IDR 300 million. Then the points earned by the customer are: IDR 300 million / IDR 1 million x 30 points = 9,000 points
  • Maintain Average BalanceCalculated based on the average balance of BritAma Savings, Simpedes, Giro every month. Points awarded for this criterion are not multiplier (multiples apply) with the aim of maintaining BRI's existing CASA portfolio, while the calculation details are as follows:
    • BRI Savings
      Customer Type : Individu
      Group Product : BritAma & Simpedes
      Average balance per month SAVINGS Points earned
      < Rp 10 Million 0
      Rp 10 Million < Rp 25 Million 100
      Rp 25 Million < Rp 250 Million 250
      >= Rp 250 Million 2.500
    • Giro
      Customer Type : Individu
      Group Product : Giro Umum BRI
      Average balance per month SAVINGS Point Earn
      < Rp 100 Million 0
      Rp 100 Million < Rp 1 Billion 1.000
      Rp 1 Billion < Rp 5 Billion 5.000
      >= Rp 5 Billion 10.000
    • Simulation 1The average balance of customers' BritAma Savings in August 2023: IDR 50 million, so customers get 500 maintenance points for the average balance in August. Customer average balance in September 2023: IDR 10 million, so the customer gets 100 maintenance points for the average balance in September.
    • Simulation 2Average customer demand deposit balance in August 2023: Rp. 5 billion, so on the average August balance, the customer gets 10,000 points. Average customer balance in September: Rp. 200 million, then on the average September balance, the customer will get 1,000 points.
  • Opening CASAPoint given 1x for opening a new account with the following details:
    • Simulation 1The customer opens a BritAma account in September 2023. The points earned by the customer are: Account x 5,000 points = 5,000 points in the following months
  • E-Banking BRI TransactionE-Banking transactions with details of points earned as in the following table:
    Fitur IB, BRIMO, IBBIZ
    Purchase
    PLN, Phone Credit, Phone Data, e-Wallet*    		 30
    Payment
    BPJS, KAI, TV Subscription, Instalment, Education*    		 30

    *) Minimum transaction IDR 50,000
  • Shopping Transactions with BRI Debit CardsDoing Debit Card transactions at BRI Collaboration Merchants Offline or Online with a minimum transaction of IDR 250,000 (two hundred and fifty thousand rupiah) and multiples do not apply, the customer will get: 10 Points
    • Simulation 1The customer makes a transaction using a BRI debit card at BRI EDC worth IDR 500,000, so the points the customer gets are: BRI Debit Card Transactions: 10 points
  • Shopping Transactions with BRI Credit CardsCustomers will get 10 BRI Points every time they make a transaction with a multiple of IDR 100,000. However, for certain types of cards, multiples of 2 to 3 times BRI Points apply when transacting at certain categories of merchants, including:
    • Card Type Point Collected MCC
      Visa Infinite 30X BRIPoin Resto
      JCB Platinum 20X BRIPoin Airline, Travel, & Non – IDR
      JCB Platinum 20X BRIPoin Airline, Hotel, Car Rental, & Golf
      Other Cards 10X BRIPoin All MCCs
      World Acces 20x BRIPoin Hotel, Airlines & Travel
    • Simulation : 1) The customer makes a transaction using the BRI Touch Credit Card at MCC Resto worth IDR 500,000, so the points that the customer gets are: BRI Touch Credit Card Resto Transactions: 50 points
      2) The customer makes a transaction using the BRI JCB Platinum Credit Card at MCC Airline worth IDR 500,000, so the points the customer gets are: Airline Transaction JCB Platinum Credit Card: 100 points

How To Redeem BRIPOIN

BRIPoin customers can register and redeem points, among others, as follows:

  • Through the BRIMO
  • Through the customer portal bripoin.bri.co.id (Credit Card Customer)