POINTS CRITERIA
BRI INTEGRATED LOYALTY POINTS

ABOUT BRIPOIN

BRIPoin is a loyalty program for all BRI Bank customers (BritAma, Simpedes, E-Banking, Debit Card and Credit Card). Increase your points from all types of transactions at Bank BRI and exchange points with various interesting rewards specifically for loyal customers of BRI Bank.

BRIPOIN FORMATION MECHANISM

  • Incremental BalanceIncremental Balance Customers will get points for each increase in the average balance compared to the previous month. The higher the tiering of incremental balance, the higher the multiplier for the customer points. With these criteria, it is hoped that it can stimulate customers to actively save and make transactions using BRI Savings or Giro accounts. The details and Simulasi calculations are as follows:
    • Point Criteria for Saving incremental average balance"Every increase in the average balance of IDR 100,000 compared to the previous month, the customer will get 1 point. The higher the tiering of incremental balance, the higher the point multiplier factor up to 4 times "
      Incremental Average Balance Tiering SAVING Points multiplier for every incremental IDR 100.000
      < IDR 2 Milion 0
      IDR 2 Milion to < IDR 10 Milion 1
      IDR 10 Milion to IDR 25 Milion 2
      IDR 25 Milion to < IDR 250 Milion 3
      >= IDR 250 Milion 4
    • Point Criteria for GIRO Incremental Average balance"Every increase in the average balance of IDR 1,000,000 compared to the previous month, the customer will get 10 points. The higher the tiering of incremental balance, the higher the point multiplier factor up to 4 times"
      Incremental Average Balance Tiering GIRO Points multiplier for every incremental Rp 1000.000
      < IDR 20 Milion 0
      IDR 20 Milion to < IDR 100 Milion 10
      IDR 100 Milion to IDR 250 Milion 20
      IDR 250 Milion to < IDR 2,5 Billion 30
      >= IDR 2,5 Billion 40
    • Simulasi 1Average balance of Tabungan BritAma Customers in September 2020: IDR 10 million. Average customer balance in October 2020: IDR 40 million. So that the increase in the average balance is IDR 30 million. Then the points earned by the customer are: IDR 30 Milion / IDR 100.000 x 3 points = 900 points
    • Simulasi 2Average balance of Giro customers in September 2020: IDR 100 million. Average customer balance in October 2020: IDR 400 million. So that the increase in the average balance is Rp. 300 million. Then the points earned by the customer are: IDR 300 million / IDR 1 million x 30 points = 9.000 points
  • Maintain Average BalanceCalculated based on the average balance of the BritAma, Simpedes, Giro savings every month. The awarding of points on this criterion is not multiplier with the aim of maintaining BRI's existing CASA portfolio, The details of the calculation are as follows:
    • BRI Saving
      Customer Type : Individual
      Product Group : BritAma & Simpedes
      Average Balance per Month SAVING Points Earned
      < IDR 10 Milion 0
      IDR 10 Milion to < IDR 25 Milion 100
      IDR 25 Milion to IDR 250 Milion 250
      >= IDR 250 Milion 2500
    • Giro
      Customer Type : Individual
      Product Group : Giro BRI
      Average Balance per Month SAVING Points Earned
      < IDR 20 Milion 0
      IDR 100 Milion to < IDR 1 Billion 1000
      IDR 100 Milion to IDR 5 Billion 5000
      >= IDR 5 Billion 10000
    • Simulasi 1Average balance of customer’s BritAma Savings in September 2020 : IDR 50 million, so customers get 250 points for maintain the balance limit in September. Average customer balance in October 2020: IDR 10 million, then the customer will get 100 points for maintain the balance limit in October.
    • Simulasi 2The average balance of customer’s Giro in September 2020: IDR 5 billion, for the above balance of September the customer will get 10,000 points. Average customer's balance in October 2020: IDR 200 million, so for the above October balance the customer will get 1,000 points.
  • Opening CASA AccountPoints are given 1x for opening a new account with the following details:
    • Type New Account (Flat Points) Remarks
      BritAma & Simpedes 1.000 & 5.000 Different depend on product type Attached
      Giro 1.000 & 5.000

      *5000 points for Valas, Prioritas, and Giro GB and H4
    • Simulasi 1Customer opens a BritAma account in September 2020. The points earned by the customer are: Account x 1.000 points = 1.000 points
    • Simulasi 2Customer opens a BritAma, Simpedes and Giro account in September 2020, then the Customer will get 1,000 points for each product. The total points earned by the customer are: Account x 1.000 points = 3.000 points
  • E-Banking BRI TransactionMake E-Banking transactions with the following details:
    • No Features MB IB, BRIMO, IBBIZ
      1 Purchase* 20 30
      2 Payments 20 30

      Remarks:
      *) Zakat / Infaq / GO-PAY / DPLK Top Up purchases of at least IDR 50,000 (Fifty Thousand Rupiah), Multiplier do not apply
  • BRI E-Banking Financial RegistrationRegister to BRI's Financial Products, namely BRIMO, Internet Banking, Mobile Banking, SMS Notification will get the following points:
    • No Features ATM MB IB EDC Mini ATM BRImo
      1

      Reg Finansial MB, IB, SMS NOTIF, IBBIZ
      		  50  

      Remarks:
      *) The IBBIZ Registration feature is still under development
    • Simulasi 1Customer that make a financial registration in Internet Banking/BRIMO, then the points that the customer will get are: Internet banking Financial Registration : 50 points
  • Purchase Transaction with BRI Debit CardMake Debit Card transactions at BRI Merchants offline or Online with details of earning points as follows:
    • No Features ATM MB IB EDC Mini ATM BRImo
      1

      Debit Card Transaction
      		  10  

      Remarks:
      ***) Purchase transaction using BRI Debit Card at BRI EDC with minimum IDR 250,000 (Two Hundred and Fifty Thousand Rupiah), multiplier do not apply.
    • Simulasi 1Customers make transactions using a BRI debit card at EDC BRI worth Rp. 500,000, then the points that the customer will get are: BRI Debit Card Transaction : 10 points
  • Transaksi Purchase Transaction with BRI Debit CardCustomers will get 10 BRIPoints every time you make transactions, multiplier of IDR 100,000. However, certain card types are valid for a multiple of 2 to 3 times BRIPoints when transacting at certain category merchants, detail as follow:
    • Card Type Point Collected MCC
      Visa Infinite 30X BRIPoin Resto
      JCB Platinum 20X BRIPoin Airline, Travel, & Non – IDR
      JCB Platinum 20X BRIPoin Airline, Hotel, Car Rental, & Golf
      Other Cards 10X BRIPoin All MCCs
      World Acces 20x BRIPoin Hotel, Airlines & Travel
    • Simulasi 1a. Customers make transactions using BRITouch Credit Cards at Restaurant worth IDR 500,000, then the points that the customer will get are:Restaurant Transaction using BRITouch Credit Card : 50 points
      Customers make transactions using the BRI JCB Platinum Credit Card at MCC Airline worth IDR 500,000, then the points that the customer will get are: Airline Transaction using JCB Platinum Credit Card : 100 points

BRIPOIN REDEMPTION MECHANISM

BRIPoin customers can register and redeem points, through the following channels:

  • Through the customer portal bripoin.bri.co.id
  • Through other channels which will be gradually developed later